Okay… So my girlfriend and I just bought a new Mini, which was unsurprisingly, rather expensive for two people with no money whatsoever. In the panic of getting some cash out in time, I reached my withdrawal limit at 11:56PM on Monday and 12:04AM on Tuesday. Needless to say, HSBC Bank were suspicious.
Cut forward to Wednesday morning, and I wake up to a phone call. I sleepily grumble as I answer it, and am greeted by the voice of a middle-eastern gentleman miss-pronouncing my name. Now I am not racist by any definition of the word, but in my irritation at being awoken, I did hurriedly and erroneously assume that the foreign caller was about to sell me some useless phone deal or something, so I promptly informed him that “Felix (who is of course, me) isn’t here. Can I take a message?” which I thought was pretty slick. No, it wasn’t.